Gray Divorce and Retirement


You don’t always realize you’re in the middle of something special until you have a chance to look back. My wife, Dawn, and I recently spent two full weeks taking care of our granddaughter. It was nonstop—keeping her happy, entertained, and safe. We were exhausted. But now, just a week later, I already miss hearing her little voice in the morning and the sound of her feet running through the house. It reminded me of something I share often with clients: in retirement, it’s the experiences—not the things—that stay with you. The moments you spend with loved ones, exploring new places, or simply enjoying time together often mean more as time passes. That’s why your retirement plan shouldn’t just be about preserving wealth—it should be about using it to create lasting memories.


"Don't be silent and don't be blind because you really need to know what you need to know."

JILL LOWE

Gray divorce can significantly impact your retirement plans and emotional well-being.

How do you protect your financial future when love fades later in life? What pitfalls should you avoid to stay financially sound?

In this episode of The Simply Retirement Podcast, I sit down with Jill Lowe, Collaborative Divorce Attorney at J Lowe Law, LLC, to discuss the financial and emotional layers of gray divorce. Together, we explore why more women are choosing divorce later in life and how preparation and informed decisions can lead to financial confidence.

On this week's episode we discuss:

  • How education becomes a crucial tool for women considering or going through divorce
  • The growing trend of gray divorce and why more women are initiating the split
  • The danger of letting emotions drive decisions around keeping the marital home
  • How collaborative divorce offers a less combative, more goal-focused approach
  • The essential role financial planners play in mapping out a stable future post-divorce
  • And more!

Did you miss it?

You can catch every episode of The Simply Retirement Podcast on the website - or on your favorite podcast app.


I recorded this short video on the importance of naming a “Trusted Contact”—someone your financial advisor can reach out to if unexpected issues arise that could impact your finances or if fraudulent activity is suspected. Feel free to share with anyone who might benefit from this information!

video preview

Have more questions about retirement planning? Just hit reply to this email. I read and respond to every message. 😃

Keeping Retirement Simple,

Eric Blake, CFP®

Do You Need Professional Retirement & Tax Planning Help?

Learn how to improve retirement success + lower taxes:

Thanks for subscribing! 📬
New Subscriber? Click to read previous newsletters
Not getting what you need? Unsubscribe

Content here is for illustrative purposes and general information only. It is not legal, tax, or individualized financial advice; nor is it a recommendation to buy, sell, or hold any specific security, or engage in any specific trading strategy.

All investing involves risk including loss of principal. Results will vary. Past performance is no indication of future results or success. Market conditions change continuously.

Information here is provided, in part, by third-party sources. These sources are generally deemed to be reliable; however, neither Blake Wealth Management nor RFG Advisory guarantee the accuracy of third-party sources. The views expressed here are those of Blake Wealth Management. They do not necessarily represent those of RFG Advisory, their employees, or their clients.

This commentary should not be regarded as a description of advisory services provided by Blake Wealth Management or RFG Advisory, or performance returns of any client. The views reflected in the commentary are subject to change at any time without notice.

Advisory services offered by Investment Advisory Representatives of RFG Advisory, LLC ("RFG Advisory" or "RFG") a registered investment advisor. Blake Wealth Management and RFG Advisory are unaffiliated entities. Advisory services are only offered to clients or prospective clients where RFG Advisory and its representatives are properly licensed or exempt from licensure. No advisory services may be rendered by RFG Advisory unless a client agreement is in place.

RFG Advisory is an SEC-registered investment adviser. SEC registration does not constitute an endorsement of RFG by the Commission, nor does it indicate that RFG or any associated investment advisory representative has attained a particular level of skill or ability.


201 W Virginia Street, Suite 102
McKinney, TX 75069
972-426-7237

Unsubscribe · Preferences

The Simply Retirement Newsletter

Straightforward retirement education for women delivered to your inbox weekly. 🎙️ Host of the Simply Retirement Podcast. Whether you are divorced, widowed, or simply ready to take control of your financial future, your retirement planning needs are special.

Read more from The Simply Retirement Newsletter

💥EVENT ALERT 💥 Divorce and Retirement: What You Need to KnowLive Virtual Q&A with Jill Lowe & Eric BlakeThursday, September 25 | 6:30 PM – 7:30 PM CT | Zoom Webinar Are you navigating—or considering—divorce later in life? Wondering how it might impact your retirement, Social Security, or financial stability? We’re inviting you to a special live Q&A event where collaborative divorce attorney Jill Lowe and retirement planner Eric Blake will answer your most important questions. LEARN MORE AND...

This week is extra special for me because we’re celebrating my mom’s birthday. Her love, strength, and encouragement have shaped so much of who I am today—both personally and in the work I do helping women navigate retirement. I’m grateful every day for the example she has set, and I couldn’t let this week go by without saying: Happy Birthday, Mom! 🎉 Navigating Life After Loss – Part 2: Financial & Legal Aspects 💬 From Episode 68: “The biggest thing is none of us are meant to go through this...

Today’s episode, along with the two that follow in this 3-part series, was inspired in part by my grandmother. She was widowed at 62, and for the past 28 years, she has faced life’s changes with resilience and grace. Now 90 years old, she remains the heart of our family. Her strength, wisdom, and example have shaped both my life and the work I do, especially my commitment to helping women navigate life after loss. I hope you find value in this episode and consider sharing it with someone you...