Gray Divorce and Retirement


You don’t always realize you’re in the middle of something special until you have a chance to look back. My wife, Dawn, and I recently spent two full weeks taking care of our granddaughter. It was nonstop—keeping her happy, entertained, and safe. We were exhausted. But now, just a week later, I already miss hearing her little voice in the morning and the sound of her feet running through the house. It reminded me of something I share often with clients: in retirement, it’s the experiences—not the things—that stay with you. The moments you spend with loved ones, exploring new places, or simply enjoying time together often mean more as time passes. That’s why your retirement plan shouldn’t just be about preserving wealth—it should be about using it to create lasting memories.


"Don't be silent and don't be blind because you really need to know what you need to know."

JILL LOWE

Gray divorce can significantly impact your retirement plans and emotional well-being.

How do you protect your financial future when love fades later in life? What pitfalls should you avoid to stay financially sound?

In this episode of The Simply Retirement Podcast, I sit down with Jill Lowe, Collaborative Divorce Attorney at J Lowe Law, LLC, to discuss the financial and emotional layers of gray divorce. Together, we explore why more women are choosing divorce later in life and how preparation and informed decisions can lead to financial confidence.

On this week's episode we discuss:

  • How education becomes a crucial tool for women considering or going through divorce
  • The growing trend of gray divorce and why more women are initiating the split
  • The danger of letting emotions drive decisions around keeping the marital home
  • How collaborative divorce offers a less combative, more goal-focused approach
  • The essential role financial planners play in mapping out a stable future post-divorce
  • And more!

Did you miss it?

You can catch every episode of The Simply Retirement Podcast on the website - or on your favorite podcast app.


I recorded this short video on the importance of naming a “Trusted Contact”—someone your financial advisor can reach out to if unexpected issues arise that could impact your finances or if fraudulent activity is suspected. Feel free to share with anyone who might benefit from this information!

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Have more questions about retirement planning? Just hit reply to this email. I read and respond to every message. 😃

Keeping Retirement Simple,

Eric Blake, CFP®

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Straightforward retirement education for women delivered to your inbox weekly. 🎙️ Host of the Simply Retirement Podcast. Whether you are divorced, widowed, or simply ready to take control of your financial future, your retirement planning needs are special.

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This week was the first of two weeks that we are keeping our grandbaby. I've decided that the cliche about grandparents spoiling their grandchildren and sending them back to their parents is misleading. Grandparents really only have a few days of energy to keep up and have to squeeze in as much spoiling as possible before we run out of that energy. But I'll take every second. 😄 "Answering the financial questions now lets you focus more on what you want life to look like." ERIC BLAKE What’s...

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