💥Next Week!💥

Webinar Alert: What the New 2025 Tax Law Means for Your Retirement Plan

📅 Tuesday, August 26, 2025 | 6:30 PM CT | Online

​
✅ What’s changing — and what’s not
✅ Using the new $6,000 deduction for 65+
✅ How to prepare before key provisions expire in 2028
✅ Steps to take now with your advisor or CPA

​Learn More and Register here — space is limited.

Understanding The Widow’s Penalty and What You Can Do About It

💬 From Episode 66:

Losing a spouse is heartbreaking, but it can also trigger financial challenges that many women aren’t prepared for.

In this week’s episode, I explain what the Widow’s Penalty is, why it disproportionately affects women, and what you can do to prepare. You’ll hear real client stories, clear up common tax myths, and discover strategies to protect your financial future.

Here’s what we cover:

• 📉 How the Widow’s Penalty can lead to higher taxes and lower income after losing a spouse
• 👩‍❤️‍👩 Why women are more impacted — longer life expectancy, smaller benefits, and career interruptions
• 📖 Real-life client examples, including early widowhood and restricted retirement asset access
• 💡 Tax strategies like Roth conversions and capital gains harvesting during joint filing years
• 🗣️ Why couples should have these retirement planning conversations now — not later

🎧 Listen here: Episode 66 – Understanding The Widow’s Penalty and What You Can Do About It​

▶️ Watch on YouTube​

Are You Looking for Financial Support & Resources Specifically for Women?

​Purse Strings is an online platform devoted to giving women access to easy-to-use resources and qualified financial professionals who focus on serving women.

I recently recorded a short video on serving as a Purse Strings Approved Professional.

​

The co-founders of Purse Strings, Dr. Barbara Provost and her daughter, Maggie Nielsen, were on episode 17 of the podcast. 🎧 Listen Here: Episode 17 - Financially Fearless Women with Barb Provost and Maggie Nielsen​

Related Links & Resources

• 👉 Complimentary Tax & Retirement Analysis​
  ​
• 🎧 Listen
  • ​Episode 59 – Breaking Money Silence with Kathleen Burns Kingsbury​
  • ​Episode 63 – Social Security Planning After Divorce​
  • ​Episode 65 – How the New Tax Law Could Impact Your Retirement​
• 📄Read
  • ​Episode 66 Transcript​
  • ​Purdue University Study on Gray Divorce​
  • ​CDC Life Expectancy Data​
  • ​U.S. Census Bureau – Average Age of Widowhood​
• 👩‍👩‍👧‍👦 Connect & Participate
  • ​Join the Simply Retirement Community Facebook Group​
  • ​Ask a Question or Suggest a Topic for the Podcast​
  • ​Subscribe to the Simply Retirement Newsletter(if this email was forwarded to you)

Have more questions about retirement planning? Just hit reply to this email. I read and respond to every message. 😃

Keeping Retirement Simple,

Eric Blake, CFP®

​Content here is for illustrative purposes and general information only. It is not legal, tax, or individualized financial advice; nor is it a recommendation to buy, sell, or hold any specific security, or engage in any specific trading strategy.

All investing involves risk including loss of principal. Results will vary. Past performance is no indication of future results or success. Market conditions change continuously.

Information here is provided, in part, by third-party sources. These sources are generally deemed to be reliable; however, neither Blake Wealth Management nor RFG Advisory guarantee the accuracy of third-party sources. The views expressed here are those of Blake Wealth Management. They do not necessarily represent those of RFG Advisory, their employees, or their clients.

This commentary should not be regarded as a description of advisory services provided by Blake Wealth Management or RFG Advisory, or performance returns of any client. The views reflected in the commentary are subject to change at any time without notice.

Advisory services offered by Investment Advisory Representatives of RFG Advisory, LLC ("RFG Advisory" or "RFG") a registered investment advisor. Blake Wealth Management and RFG Advisory are unaffiliated entities. Advisory services are only offered to clients or prospective clients where RFG Advisory and its representatives are properly licensed or exempt from licensure. No advisory services may be rendered by RFG Advisory unless a client agreement is in place.

RFG Advisory is an SEC-registered investment adviser. SEC registration does not constitute an endorsement of RFG by the Commission, nor does it indicate that RFG or any associated investment advisory representative has attained a particular level of skill or ability.