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Hi Reader,
Retirement can bring a surprising mix of excitement and uncertainty.
Having enough money matters, but so do the questions about health, purpose, family, taxes, and whether you’re making decisions you’ll feel comfortable living with.
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“You don’t necessarily need to know the next step, but you need to know the questions to ask to help get guidance for that next step.”
ERIC BLAKE
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What Women Are Telling Us About Retirement: Their Goals and What Keeps Them Up at Night
In this episode, I share what women in the Simply Retirement Community told me about their biggest retirement goals and worries.
I walk through themes including financial independence, travel, health, Social Security, Medicare, taxes, and investment decisions.
I also explain why defining what you want retirement to look like can help you ask better questions, evaluate your choices, and understand how the different pieces of your retirement plan fit together.
Key points:
- How defining what you want your money to support can make the question of “enough” more personal and useful
- Why travel, health, mobility, independence, family, purpose, and legacy shape retirement beyond the numbers
- How Social Security, Medicare, healthcare, taxes, and long-term care create overlapping retirement decisions
- Why understanding a financial recommendation includes asking what it costs, what you give up, and what could change
- How education, good questions, and clear explanations can help you make decisions when retirement feels uncertain
- And more!
You can catch every episode of The Simply Retirement Podcast on the website - or on your favorite podcast app.
CLICK TO TUNE IN 👇
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Related Links & Resources
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📄 Read
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🎧 Related Episodes
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👩👩👧👦 Connect & Participate
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The Simply Retirement Toolbox
👉 What Issues Should I Consider Before The End Of The Year?
As the calendar year comes to a close, many of the most valuable financial planning opportunities come with deadlines. Decisions made before December 31 could potentially help reduce taxes, improve retirement readiness, maximize savings opportunities, and position you more effectively for the year ahead.
This Year-End Planning Checklist is designed to help you identify key financial, tax, investment, and retirement planning considerations that are often overlooked during the busy holiday season.
Inside, you'll review:
- Investments & Retirement Accounts
Determine whether there are opportunities to reduce taxes through investment loss harvesting, review retirement account contributions, and confirm required distributions have been completed.
- Tax Planning Opportunities
Evaluate your current income situation, understand where you fall within the tax brackets, and identify potential strategies that may help improve both your current and future tax picture.
- Charitable Giving Strategies
Explore ways to support causes important to you while potentially maximizing available tax benefits.
- Business Owner Considerations
Review planning opportunities related to business income, expenses, deductions, and other tax-saving strategies that may be available before year-end.
- Cash Flow & Savings Review
Assess whether additional contributions to retirement accounts, education savings plans, or other savings vehicles may be beneficial before year-end.
- Insurance & Estate Planning
Confirm that important documents, beneficiary designations, and protection strategies remain aligned with your goals and current circumstances.
Whether you're retired, approaching retirement, a business owner, or simply looking to make smarter financial decisions, this checklist can help you identify opportunities and avoid common year-end mistakes before time runs out.
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Have more questions about retirement planning? Just hit reply to this email. I read and respond to every message. 😃
Keeping Retirement Simple,
Eric Blake, CFP®
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Retirement Is More Than Just a Math Problem.
Learn how our 3-step process can help you successfully navigate this decades-long transition—without overpaying the IRS!
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Content here is for illustrative purposes and general information only. It is not legal, tax, or individualized financial advice; nor is it a recommendation to buy, sell, or hold any specific security, or engage in any specific trading strategy.
All investing involves risk including loss of principal. Results will vary. Past performance is no indication of future results or success. Market conditions change continuously.
Information here is provided, in part, by third-party sources. These sources are generally deemed to be reliable; however, neither Blake Wealth Management nor RFG Advisory guarantee the accuracy of third-party sources. The views expressed here are those of Blake Wealth Management. They do not necessarily represent those of RFG Advisory, their employees, or their clients.
This commentary should not be regarded as a description of advisory services provided by Blake Wealth Management or RFG Advisory, or performance returns of any client. The views reflected in the commentary are subject to change at any time without notice.
Advisory services offered by Investment Advisory Representatives of RFG Advisory, LLC ("RFG Advisory" or "RFG") a registered investment advisor. Blake Wealth Management and RFG Advisory are unaffiliated entities. Advisory services are only offered to clients or prospective clients where RFG Advisory and its representatives are properly licensed or exempt from licensure. No advisory services may be rendered by RFG Advisory unless a client agreement is in place.
RFG Advisory is an SEC-registered investment adviser. SEC registration does not constitute an endorsement of RFG by the Commission, nor does it indicate that RFG or any associated investment advisory representative has attained a particular level of skill or ability.
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