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The Simply Retirement Newsletter

Understanding Spousal (and Ex-Spousal) Social Security Benefits

Published about 2 years ago • 2 min read

Hi Reader,

Are you leaving Social Security benefits on the table?

Today on the Simply Retirement Podcast, we delve into what women need to know about maximizing their Social Security benefits, specifically spousal and ex-spousal benefits.

We will clarify the eligibility criteria, benefit calculation, timing strategies, and the impact of working on social security benefits. We also emphasize the importance of understanding the rules around social security benefits to maximize your financial security during retirement.

You can learn more by reading a transcript of the episode here, watching on YouTube, or listening on your favorite podcast app!

video preview​

Here’s what you can expect to learn:

  • How spousal and ex-spousal benefits are calculated
  • The eligibility criteria for spousal and ex-spousal benefits based on marriage duration
  • What the earnings test is and the implications of working while receiving benefits
  • How provisional income affects the taxable portion of your social security benefits
  • Deciding between taking Social Security benefits before and after full retirement age
  • Tax implications associated with Social Security benefits and the importance of accurate planning
  • And more!

Resources for Today's Episode:

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All investing involves risk including loss of principal. Results will vary. Past performance is no indication of future results or success. Market conditions change continuously.

Information here is provided, in part, by third-party sources. These sources are generally deemed to be reliable; however, neither Blake Wealth Management nor RFG Advisory guarantee the accuracy of third-party sources. The views expressed here are those of Blake Wealth Management. They do not necessarily represent those of RFG Advisory, their employees, or their clients.

This commentary should not be regarded as a description of advisory services provided by Blake Wealth Management or RFG Advisory, or performance returns of any client. The views reflected in the commentary are subject to change at any time without notice.

Advisory services offered by Investment Advisory Representatives of RFG Advisory, LLC ("RFG Advisory" or "RFG") a registered investment advisor. Blake Wealth Management and RFG Advisory are unaffiliated entities. Advisory services are only offered to clients or prospective clients where RFG Advisory and its representatives are properly licensed or exempt from licensure. No advisory services may be rendered by RFG Advisory unless a client agreement is in place. RFG Advisory is an SEC-registered investment adviser. SEC registration does not constitute an endorsement of RFG by the Commission, nor does it indicate that RFG or any associated investment advisory representative has attained a particular level of skill or ability.

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201 W Virginia Street, Suite 102
McKinney, TX 75069
972-426-7237
www.blakewealthmanagement.com
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The Simply Retirement Newsletter

Eric Blake, CFP®

Straightforward retirement education for women delivered to your inbox weekly. Whether you are divorced, widowed, or simply ready to take control of your financial future, we want to empower you to live your retirement on your terms.

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