|
Hi Reader,
For women approaching retirement, choosing a financial advisor can bring up an important concern:
How do you know whether someone’s process is actually suited to the decisions ahead of you?
|
|
|
"It's not my job to simply answer these questions. My job is to help you turn your goals and your dreams into a plan that you can act on, and act on that plan with clarity and confidence."
ERIC BLAKE
|
|
|
6 Better Questions Women Can Ask a Certified Financial Planner About Retirement
In this episode, I walk through six common questions women ask about retirement, including how much they need, when they can retire, Social Security, healthcare, and how long their savings may last.
Then I share six questions I believe can tell you more about an advisor’s process, retirement experience, tax planning, recommendations, and compensation.
My goal is to help you understand what to look for before placing your retirement decisions in someone else’s hands.
Key points:
- Why retirement questions about savings, timing, and income require your goals and circumstances first
- How an advisor’s experience with Social Security and retirement income can affect the planning process
- Why you should understand the choices and trade-offs behind the recommendations you receive
- How taxes connect with retirement income, investments, Social Security, Medicare, and Roth conversions
- What to ask about fiduciary responsibility, fees, commissions, and potential conflicts of interest
You can catch every episode of The Simply Retirement Podcast on the website - or on your favorite podcast app.
CLICK TO TUNE IN 👇
|
|
|
Related Links & Resources
-
📄 Read
-
🎧 Related Episodes
-
👩👩👧👦 Connect & Participate
|
|
|
The Simply Retirement Toolbox
👉 Where Should I Withdraw My Next Dollar From For Retirement Expenses?
Making tax-efficient retirement withdrawals can significantly impact your long-term financial success. Whether the need is for income, healthcare, education, or charitable giving, each withdrawal decision comes with implications that can affect portfolio longevity and taxation.
This flowchart helps you walk through the decision of where to make your next retirement withdrawal. It covers:
- Common retirement expenses such as income needs, medical costs, education, and charitable giving
- Tax treatment of accounts like IRAs, Roth IRAs, HSAs, and 529s
- How to avoid penalties and be cognizant of AGI thresholds and tax bracket shifts
- Strategic use of QCDs and capital gains harvesting
- How to minimize taxes while meeting short- and long-term goals
|
|
|
Have more questions about retirement planning? Just hit reply to this email. I read and respond to every message. 😃
Keeping Retirement Simple,
Eric Blake, CFP®
|
|
|
Retirement Is More Than Just a Math Problem.
Learn how our 3-step process can help you successfully navigate this decades-long transition—without overpaying the IRS!
|
|
|
|
Content here is for illustrative purposes and general information only. It is not legal, tax, or individualized financial advice; nor is it a recommendation to buy, sell, or hold any specific security, or engage in any specific trading strategy.
All investing involves risk including loss of principal. Results will vary. Past performance is no indication of future results or success. Market conditions change continuously.
Information here is provided, in part, by third-party sources. These sources are generally deemed to be reliable; however, neither Blake Wealth Management nor RFG Advisory guarantee the accuracy of third-party sources. The views expressed here are those of Blake Wealth Management. They do not necessarily represent those of RFG Advisory, their employees, or their clients.
This commentary should not be regarded as a description of advisory services provided by Blake Wealth Management or RFG Advisory, or performance returns of any client. The views reflected in the commentary are subject to change at any time without notice.
Advisory services offered by Investment Advisory Representatives of RFG Advisory, LLC ("RFG Advisory" or "RFG") a registered investment advisor. Blake Wealth Management and RFG Advisory are unaffiliated entities. Advisory services are only offered to clients or prospective clients where RFG Advisory and its representatives are properly licensed or exempt from licensure. No advisory services may be rendered by RFG Advisory unless a client agreement is in place.
RFG Advisory is an SEC-registered investment adviser. SEC registration does not constitute an endorsement of RFG by the Commission, nor does it indicate that RFG or any associated investment advisory representative has attained a particular level of skill or ability.
|
|
|